Is a Master’s in Finance in the UK Worth It?


The UK is home to some of the world's best finance universities. But is pursuing a Master’s in Finance in the UK worth it? Discover salary trends, job prospects, and top universities to make an informed decision.

3rd April 2025


The UK, and particularly London, is one of the most influential financial hubs in the world. With global banks, investment firms, and fintech startups concentrated in and around the city, it’s no surprise that many students consider pursuing a Master’s in Finance in the UK. But is this degree a smart investment?

 Does it lead to high-paying jobs? And which universities should you consider? Let’s explore the real earning potential, employability rates, and the best universities for finance students in the UK.

Salary Expectations for Finance Graduates One of the most important factors when choosing a degree is salary potential. According to the UK government’s Graduate Outcomes Survey, the average salary for a master’s graduate across all subjects is: 

£21,000 immediately after graduation
£36,500 after five years 

For a Master’s in Finance graduate, however, market estimates suggest:

 💰 £30,000 – £35,000 starting salary (66% higher than the UK average!)
💰 £55,000+ after five years 

While some study-abroad websites claim that fresh finance graduates earn £50,000+ right away, these figures often apply to individuals who already had 5-6 years of work experience before enrolling in the degree. It’s important to have realistic salary expectations to make informed decisions about your education and career.

1. Master’s in Finance vs. MBA: 

Which One is Right for You?

If you’re debating between a Master’s in Finance and an MBA, the right choice depends largely on your work experience and career goals

✔️ A Master’s in Finance is ideal if:

  • You have less than 3–5 years of work experience.
  • You want a specialized finance degree focused on investment, risk management, or banking.
✔️ An MBA is a better option if:
  • You have 3–5+ years of relevant industry experience.
  • You want a broader business education, including management and leadership skills.
If you’re just starting in the finance world, a Master’s in Finance is the best way to enter the industry quickly and secure a high-paying job.


2. Top Universities for a Master’s in Finance in the UK 

The UK is home to some of the world’s best finance programs, and choosing the right university can significantly impact your career prospects. Based on rankings from the Financial Times (FT), QS World University Rankings, and Times Higher Education, here are some of the top universities for finance in the UK: 

🏆 University of Oxford
🏆 University of Cambridge
🏆 London Business School
🏆 London School of Economics (LSE)
🏆 University of Warwick
🏆 University of Manchester
🏆 University of Edinburgh 

These institutions are highly respected by employers and offer strong industry connections, helping students land jobs in top financial firms across the UK and beyond.


3. How Quickly Will You Get a Job?

One of the biggest concerns for students is how soon they can secure employment after graduation. Data from British universities suggests that finance graduates have strong job placement rates

📌 Oxford, LSE, and Manchester report 90%+ employment within six months of graduation.
📌 Many universities that do not publish six-month data report that over 90% of graduates are employed within 15 months

This shows that a Master’s in Finance from the UK provides excellent job opportunities, with most students securing well-paying roles shortly after graduation.

4. Final Verdict: 

Is a Master’s in Finance in the UK Worth It? Absolutely! A Master’s in Finance from a top UK university can be a game-changer for your career. With higher-than-average salaries, strong job placement rates, and access to world-class financial institutions, this degree can provide a solid return on investment

However, it’s crucial to have realistic expectations about starting salaries and job prospects. While some finance graduates land six-figure salaries after a decade of work experience, fresh graduates typically start at £30,000 – £35,000, which is already a strong salary in the UK job market.


Need Help With Your Application? 

If you’re considering studying at one of these top UK universities, I can help you build a strong application and get accepted into your dream program

📌 My students have received offers from LSE, UCL, Manchester, Edinburgh, King’s College, Durham, Glasgow, and many more prestigious universities. 

For expert guidance and mentorship, click here to start a WhatsApp chat with me!

Manil Agarwal

UCLA certified counsellor